Down Under Mortgages – Case Study

The following are just a few examples of people Down Under Mortgages have helped in the past. We have kept in contact with so many of our clients and continue to assist them now and in the future.

June 2014

Adrian who resides in the UK is an “ex pat” and always dreamed of purchasing a beautiful seaside Sydney house close to where he grew up before moving to London many years ago. His dream has come true (see property right opposite beach walkway). Mary obtained finance pre-approval for Adrian before he left UK. He and his family flew to Sydney for 5 days house hunting. They found a beautiful property within 3 days. Then Mary helped Adrian by organising meetings with the bank and the solicitor (great teamwork and great people). Adrian flew back to UK so happy that everything was very quickly finalised and he sat back relaxing in UK waiting for settlement. The house settled, was rented immediately and in a few years time the family look forward to moving back to live in this beautiful seaside Sydney property. Read great remarks from Adrian below

Adrian

May 2014

Barry who resides in Ireland has a son living in Melbourne and purchased a luxury central Melbourne apartment. After many “late” hours of teamwork, i.e. Barry in Ireland and Mary of Downunder Mortgages in Sydney, Mary obtained mortgage approval with a great Australian bank and Barry settled his property. Great liaison between the client, the bank, the Australian solicitor and Mary in the “middle”. Mary’s father is from Tralee Ireland and she was thrilled to do an Australian mortgage for an Irish resident and will visit Barry and his wife next year.

See great note below from Barry in Ireland plus photo of beautiful Interflora flowers received by Mary today from Ireland in appreciation

BarryBarry's Note
Nov 2013

Nick and Dianne (originally from UK) were on a special well known Lifestyle Channel “Secret Agent Down Under” by Phil Spencer in November. Channel 4 UK contacted Mary of Downunder Mortgages to request assistance for a preapproval mortgage for Nick and Dianne. Once preapproved Phil and the TV crew found a beautiful property in Adelaide. Mary also helped other participants in the Channel 4 UK program. Nick and Dianne were not just excited about the property and moving to Australia but seeing themselves on TV in Australia. Nice comments from Nick and Dianne

Nick and Dianne
June 2013

Adam and Melinda purchased their first home in Victoria. They went to Melbourne to look at property where they became engaged and will marry in December. The first property fall through but weeks later an amazing property came on the market. Adam, Mary and Bankwest rushed the whole deal plus valuation through in 48 hours as there was another higher offer pending. Great teamwork and such a happy couple with a beautiful house!!! See happy clients comments on settlement day “Such great news Mary, thanks so much for your fantastic efforts and hard work. Definitely big celebration tonight!!”

Adam and Melinda
May 2013

Zach and Marlene from UK obtained Australian finance in Queensland. Their dream was to purchase property near the water and to one day move to Australia. See the lovely card attached. We worked like a great team together between UK and Australia. Mary helps many UK residents – see lovely card

Zach and Marlene
January 2013

Mark, a New Zealander working in the Mining Industry in Queensland decided to purchase a beautiful large Gold Coast Apartment to live in with beautiful water views. This was his ambition to fly back from work in the mines and relax in a lovely location to be his “home”. To do this he was told by a Finance Specialist that he needs to borrow 95% finance which would cost him $20,000 in Lenders Mortgage Insurance. He could not afford that. He found Mary from New Zealand Mortgage Solutions on the web for both New Zealand and Australian finance 1 week before Christmas 2012. In the first week Mary obtained 20% plus Stamp Duty from his NZ bank (ANZ) using his NZ property equity. The same week Mary from Dowunder Mortgages applied to an Australian bank for 80% finance. This was approved over the holiday period. Mark settled in early January giving him an amazing lifestyle plus saving over $20,000. See his great note below:

Mark
June 2012

Martyn, a High Profile Professional  who lives in London, purchased a beautiful “water edge” panoramic Sydney North Shore Property after visiting Sydney on holiday.  He returned to London to find that his Australian bank would not lend for construction, hence he found Mary of Downunder Mortgages on the web and they both worked as a great team to provide information to the bank.   Mary obtained approval of “waterfront” property (not always easy) but not only that she negotiated with the bank for an absolutely fantastic “permanent discount rate” off the variable rate for life of the loan.  After approval Martyn went on holiday ski-ing knee deep in South of France then 1 week before settlement he went to Brazil for holiday and business relaxing on Ipanema Beach while Mary and Australian Solicitor worked together to achieve settlement.  See note below from Martyn

“Mary

You provided a fantastic service, ‘holding my hand’ all the way AND obtaining a great deal from the bank.

I would certainly recommend you to anyone else in my position.

I look forward to meeting you in person in London or Sydney.

Thank you so much for my ‘moving in’ present. It was really thoughtful of you.

Kind regards,

Martyn”

Martyn

Martyn ski-ing French Alps – knee high snow April during Loan Application and in Rio De Janeiro – sunshine Ipanema Beach holiday

The location

Martin’s North Shore Purchase

August 2011 Nigel and Nancy Burge live in the top of Scotland in the Isle of Skye. Their family is in Western Australia and after visiting them in Margaret River (vineyard area) they signed up for a lifestyle block of land in January 2010. They had lots of patience over 21 months awaiting for Title to be available to the lifestock block. Also they obtained Australian Foreign Investment Board Approval as Nonresidents purchasing in Australia. This was straight forward. Mary of Downunder Mortgages obtained a preapproval from a leading Australian bank and she continuously updated the bank their financials, land title updates. It was a long process but the great result is that Nigel and Nancy settled in August 2011 and will visit their family in January 2012 when Mary will help them obtain construction finance for their lifestyle home. Great teamwork dealing with very isolated location in Scotland all the way down to Australia.

Nancy and Nigel Burge's Letter
Nigel Burge In Klit

June 2012

Ex Pat Kiwi Shane and his wife Kat live in Sydney with their 3 lovely kids and have owned a Whangarei NZ property for a few years. They contacted Mary from NZ Mortgage Solutions in Sydney via the website.  Their exisitng NZ bank would not lend to nonresidents so they decided refinance their existing NZ mortgage plus borrow alot more through a fantastic bank chosen by clients and Mary together.  This has resulted in them with “financial peace of mind” plus it is amazing to borrow more money, for  Mary to get them a fantastic interest rate plus a generous cash contribution from the bank after drawdown. The amazing result of new loan is lower repayments compared to before.  Happy happy clients. See lovely happy family below:

“Mary, thank you so much for your help in assisting us to refinance. As we were formerly with a NZ bank that did not offer mortgages to NZ non-residents, we didn’t realise we could get finance on a NZ property as Australian residents. We were very relieved to find New Zealand Mortgage Solutions Australia! Our application did not follow conventional requirements, and needed a committed effort on both our parts to meet the requirements of the Bank. We were very impressed with your ability to navigate your way through such a process, and felt you were very supportive in your efforts to get us over the line. You did, thank you, and we are delighted with the outcome. Despite refinancing for a greater amount, our repayments are actually lower than before, and we have “room to move” and financial peace of mind that our situation has been managed in a financially sound manner.

We wouldn’t hesitate to recommend you to anyone who needs your services. We hope to be back, but if in the meantime you are over towards the northern beaches, please pop in. We are also enjoying your gift of our towels – a lovely reminder of our very pleasant experience with you 🙂

With warmest regards,
Kat and Shane Pretty

ps Shane and I never seem to make it into the same photo! One of us is always holding the camera. Happy for you to use one or both of the pics!!

Shane and Kat

Where to buy Xenical brand Levitra online May 2012

May 2012 – Lee and Henry originally from Edgecumbe near Whakatane NZ live in Sydney and have a daughter back in NZ who has found a house close to where Lee and her parents were raised.  They contact Mary from NZ Mortgage Solutions in Sydney via the web for a preapproval from a to a great NZ bank.  Mary negotiated with the great bank who were  amazing and generous with legal cash contributions into their bank account after settlement plus amazing low interest rates compared to the bank website. Daughter now lives in house paying the mortgage which is cheaper than rent and gives Lee and Henry the chance to choose where they wish to live when they retire, i.e. Edgecumbe or Sydney.  Happy family.

“My daughter found a property that she liked and rang me to look at it online on a Tuesday. The price looked good and after an internet search I found Mary OBrien’s name and gave her a call that evening. I was a ‘greenhorn’ not knowing the first thing about how to get a home loan, home insurance and all those things involved in purchasing a property. From putting an offer in to securing the property was five weeks.

There is no charge for Mary’s service and Mary most definitely knows her stuff. She has been easy to contact before and after the purchase for all my queries.

The property is in Edgecumbe, a small town that my parents actually began their married life and just 10 mins from the town where I grew up. So I was pleased to be buying a property for our daughter and her family to live in this rural town.

I would reccommend Mary to anyone buying a property in New Zealand as her knowledge and support throughout the process was excellent.
Thank you so much Mary.”

Lee and Henry

January 2012

Kiwi Colleen (teacher) in a small town near Townsville Queensland purchases in Oamaru where her father and sisters live. Lived in Australia 22 years and also purchasing house to pay off now then retire there. Amazing purchase price of house with beautiful seaviews with great rental income. Another challenging experience with house deals falling over cause of building inspection. Colleen and Mary tormented and after 3 months Colleen purchases and on settlement she celebrates with sister at the dream house with champagne!!!! (see photo) Great result.


Colleen
Colleen's Letter
August 19, 2011

Bernadette Hunt originally from Auckland and has lived in Sydney for many years. On visiting her Auckland family she decided to invest in Auckland instead of Australia. Auckland was more reasonable, she had family to overlook the property plus she only required a small deposit compared to Sydney. She can choose on her retirement where she wishes to live and never realised how easy it was to purchase in Auckland after all these years!!!r

Bernadette's Letter
August 1, 2011

Steven Farrelly and Eleanor Fala live in Melbourne and had their dream come true purchasing a Kiwi “bach” (beachhouse) at Otaki Wellington (1 street from beach). They have parents in Wellington who found Steven and Eleanor the fantastic “bach”. Now they have lifestyle in Melbourne, escape to Bach and seeing Kiwi parents at same time in Wellington – so so happy Read their letter

Steve and Eleanor's Letter

April 20, 2011

ROBERT’S QUEENSTOWN SKI HOLIDAY WITH HIS SON RESULTS ALSO IN PURCHASE OF LAND NEXT TO HOTEL. HE MADE AN OFFER, FLEW BACK TO AUSTRALIA, CONTACTED MARY AND IMMEDIATELY SHE OBTAINED NZ FINANCE AND SETTLED QUICKLY. TODAY PLANS ARE BEING DRAWN UP FOR THE NEXT STAGE WITH MARY OBTAINING A CONSTRUCTION LOAN FOR HIS “DREAM” SKI CHALET.

Robert's Letter
April 2011

KIWIS LIVING IN AUSTRALIA OBTAINING QUICK APPROVAL FROM MARY FOR A TOWNHOUSE IN THEIR NORTH ISLAND HOMETOWN FOR SONYA’S HAPPY RETIRED MOTHER TO LIVE IN.
SONYA AND SHANE ARE EX KIWIS IN THE BUILDING INDUSTRY IN QUEENSLAND. THEY HAVE A HAPPY STORY TO TELL ON MARY OBTAINING AN APPROVAL VERY QUICKLY COMPARED TO PHONING/EMAILING A NZ BANK FROM AUSTRALIA, OBTAINING MUCH MORE MONEY AND INSTANT SERVICE (COMPARED TO 2 WEEKS TO ANSWER THEIR INQUIRY FROM THE BANK). SERVICE, TEAMWORK, SPEED AND AND A HAPPY FAMILY/MOTHER IS THE STORY HERE.

My husband & I were thinking about what to do for our future. Working in the building industry, we had decided that investment properties were the way to go.

We had no idea (being New Zealanders, living in Australia) where to buy, so we started looking on the internet in NZ. It just so happened that a cute little townhouse had just been listed, only a couple of days before.

I immediately rang one of the big banks in NZ to find out about loans – if we could get one & how we go about it, got the information together & faxed them. While waiting for an answer from the bank, I happened to stumble across Mary’s website.
I rang Mary, told her our story & she emailed me a checklist straightaway. I faxed the information to her & we had our loan approved within the week. Mary was fabulous; she walked & talked us through the whole thing. The bank, setting up bank accounts, filling out the forms, how to transfer mortgage money over, insurances etc. She kept in touch every couple of days, emailing, ringing & texting until we had secured the property.

S & S King
2 weeks later the NZ bank emailed me back & needed a deposit of $75000.00 on the townhouse that was listed for $128000.00. That’s not a deposit, that’s over half the house & also, too late! Our loan had already been approved, thanks to Mary & with only a 30% deposit.She was fantastic & worked very hard to make it all happen. I will certainly be calling Mary again when we buy our next investment property & have no hesitation in recommending her to anyone wishing to purchase property.
The real estate agent & solicitor were also impressed on how Mary managed the whole process & how quickly & smoothly things went.My Mum is now living in the townhouse & absolutely loves it. It is a great property & is already worth 20% more than the purchase price.We still keep in touch with Mary & recommend her to everyone we know that are interested in purchasing property.Thanks Mary!
S & S KingBrisbane, AustraliaFebruary 2011

JOANNE AND BRENDAN COMPANY TRANSFER FROM MELBOURNE TO AUCKLAND. THEY HAVE FAMILY AND FRIENDS IN AUCKLAND. A WEEK BEFORE THE MOVED THEY FOUND A PROPERTY VERY QUICKLY BUT ONLY HAD 24 HOURS TO GET A PREAPPROVAL FOR AN AUCTION. MARY FROM NZ MORTGAGE SOLUTIONS SYDNEY OBTAINED A BANK LETTERHEAD APPROVAL IN 24 HOURS TO GIVE THEM “CONFIDENCE AT BIDDING” THEY SETTLED THEIR LOVELY TRADITIONAL AUCKLAND HOUSE IN MT EDEN IN FEBRUARY AND ARE EXTREMELY HAPPY. MARY WILL VISIT THEM AS THEY HAVE BECOME GOOD FRIENDS.

Brendan and Joanne Murphy's letter
February 2011

DAVE AND MARTHA (ORIGINALLY FROM NZ AND LIVE IN NSW) CONTACTED MARY FROM NZ MORTGAGE SOLUTIONS SYDNEY IN OCTOBER 2010. MARY OBTAINED A PREAPPROVAL FOR THEM WITHIN 48 HOURS. THEY FLEW TO NZ AND FOUND A NICE PROPERTY BUT UNFORTUNATELY THAT FALL THROUGH. THEY FOUND 2 MORE PROPERTIES WHICH ALSO FALL OVER FOR UNCONTROLLABLE REASONS (e.g. Building inspection and having backup purchase offer etc). AT LONG LAST ON 25 FEBRUARY 2011 (3 MONTHS LATER) THEY SETTLED A HOUSE WHERE MARTHA LIVED AS A CHILD IN NAPIER. THEY ARE SO SO HAPPY.

January 2011

BRIAN & LESLEY OF MELBOURNE EXPERIENCE PURCHASING THEIR QUEENSTOWN INVESTMENT PROPERTY

Brian and Lesley were very keen to purchase a good investment property in Queenstown with good rental return, beautiful scenic views and good potential retirement choice one day.

The attached letter explains their experience with Mary of NZ Mortgage Solutions in Sydney from preapproval to after settlement. Great teamwork from Brian, Lesley and Mary. Process Brian says in his letter explains everything they experienced from Mary. They are very very happy today with good tenant and a good excuse to inspect the property annually in such a beautiful worldwide location.

lesley and Brian's letter
Nov 10

MARGARET 2 YEARS 5 MONTHS HOUSEHUNTING ACHIEVES HER GOAL AND SETTLES AN AUCKLAND HOUSE

After looking for various properties from Christchurch to Auckland Margaret found a great Auckland property and is very happy now. Both Mary of NZ Mortgage Solutions and Margaret updated the ASB Bank (owned by CBA) regularly and kept the Preapproval going. In November 2010 Margaret, the Bank and Mary celebrated and she is very happy now. Her sister in Auckland will keep an eye on it also.

MARGARET WRITES:

“I worked with Mary over a 2-year period to discuss, explore and ultimately finalise a property investment in NZ. On all occasions I found Mary to be efficient and responsive to my needs. She was always enthusiastic, helpful and interested to support me in any way she could. This included providing me with relevant information, advice and sharing her contacts in NZ so that I could establish my knowledge base and build my own network of people in NZ who could assist me to achieve my goals. I’ve been very happy with the personalised service provided and would not hesitate in recommending Mary to others. I look forward to working with her again in the future as I seek to build my property portfolio.”

Regards

Margaret

ANDY, MARGOT & NEW BABY LACHIE BIG SHIFT FROM AUSTRALIA TO QUEENSTOWN

From the time of deciding to move to NZ in January 2010 to settlement in November 2010 Andy, Margot and Mary (NZ Mortgage Solutions) were a fantastic team working together to achieve a goal of Andy and Margot (and new baby Lachie) shifting into their Queenstown property and living a nice relaxed beautiful lifestyle. See photo from their property in beautiful Queenstown.

FROM ANDY & MARGOT Testimonial in favour of Mary O’Brien and New Zealand Mortgage Solutions Sydney:

“In January 2010, we contacted Mary by email to get some information regarding mortgages in New Zealand. Mary rang us immediately. She was happy to answer all questions and was very patient and friendly. She showed real interest in our personal situation and obviously had mountains of experience. She gave fabulous advice about our best options.

A few months later, our property in Australia had sold and we were ready to go ahead with the New Zealand mortgage paperwork. Mary was extremely efficient and organised, sending all required forms immediately, with additional checklists. Mary kept in constant contact via phone and email. Nothing was too much trouble. She was always open and friendly and ready for a chat, at the same time as securing us an interest deal that was better than that shown on the bank’s website. In addition, she got us an additional grant for legal costs paid for by the bank, even though this was not on offer. She goes in to bat and gets what she wants for her clients.

We never felt stressed at any point during our loan application or settlement. At a time of international relocation, with all its associated upheavals, to have Mary deftly handling everything was a huge weight off our shoulders. Mary’s services come at no cost to her clients – her services are paid for by the bank. You really can’t do any better than securing a loan through Mary. We will always use Mary’s services in the future and will advise all of our friends, both Kiwi and Aussie, to do the same.

Thank you Mary from the bottom of our hearts!”

JOAN AND NIGEL (LIVE IN MELBOURNE) PURCHASED THE AUCKAND NEW ZEALAND HOUSE THEY ORIGINALLY RESIDED IN 2002-2004 – FOUND ON THE WEB

IT WAS UP FOR AUCTION WITHIN 6 DAYS AND FOUND MARY OF NEW ZEALAND MORTGAGE SOLLUTIONS SYDNEY WHO ORGANISED AN UNCONDITIONAL MORTGAGE FOR AUCTION DAY. THEY SETTLED THIS PROPERTY IN NOVEMBER AS AN INVESTMENT PROPERTY.

FROM: JOAN AND NIGEL

After our son moved back to Auckland NZ in June we started browsing the web for sites which could provide us with information regarding purchasing an investment property in NZ. I came across Mary O’Brien’s site, NZ Mortgage Solutions and made contact with her for further information. Because we were still unsure about the idea of purchasing overseas, Mary recommended that we speak to our accountant here in Australia and also provided us with the names of accountants in NZ which we could contact.

One day in September, while browsing through the real estate website, I noticed it. .. The house we lived in from 2002-2004. It was one week away from the auction date. Mary came to our rescue. I contacted Mary on the Monday and by Friday; we had an unconditional loan offer in our hands. Mary was very efficient during the whole process. She was clear as to what documents we needed and whenever queries arose she sorted it out quickly. We were kept informed on a day to day and at times, hour by hour, basis of progress, by phone and or email. She gave us valuable advice throughout the process.

Although she is in Sydney and we live in Melbourne, it did not make any difference to the standard of service she provided. It was superb. She even contacted us from China the day of the auction to check whether we were successful in purchasing the house.

We want to take this opportunity to thank Mary for making it such a pleasurable event.
Below find a picture of the house and one of us, unfortunately not in front of the house.

Joan and Nigel Cummings
Melbourne, Australia

OCTOBER 2009

LORRAINE AND TERRY PURCHASE “DREAM TAURANGA HOUSE” AND LIFESTYLE BLOCK, SEMI-RETIRE THERE IN 2010 FROM VICTORIA AUSTRALIA

Terry & Lorraine found their dream home in Tauranga overlooking the water, flew back to Victoria where they lived and decided to look for finance. See their comments below on feedback from Australian banks and finding Mary of New Zealand Mortgage Solutions Sydney on the Web.

DECEMBER 2010 – Today they now have shifted from Victoria to a very relaxed happy lifestyle, keeping in contact with Mary and inviting her to visit them on her holidays to their “dream house” in Tauranga

FROM TERRY & LORRAINE
Terry Gunn and Lorraine Wilson
(Residents in Australia purchased property in Tauranga in 2009)

“We highly recommend Mary O’Brien to anyone in Australia wishing to purchase property in New Zealand. We first saw our Tauranga dream house while we were on holiday in New Zealand but knew nothing of how to go about purchasing a property from Australia. The people we spoke to in our Australian banks were helpful but didn’t seem to know much about the process.

After finding Mary O’Brien on the internet we contacted her to see if she could provide us with any information. Mary was very straightforward, explaining the steps we needed to take in a way that was easy for us to understand. We had a hunch that we were in excellent hands and this proved to be the case.

Her professionalism and attention to every detail made the whole process a very enjoyable and exciting one. She leaves nothing to chance and this was particularly important in our case where there was another bidder. She was able to get all the approvals and documentation ready very quickly so that we were able to put in a better offer to the vendors and secure the property.

We have also benefited from Mary’s knowledge, experience and contacts in related areas. For instance she recommended an excellent lawyer in Tauranga who also played a vital role in securing our Tauranga property whilst ensuring that we had a contract that was a safe and sound. And we now know a lot more about other things such as foreign exchange services and international relocationists.

We found Mary to be very approachable and we always felt we could telephone Mary anytime – and she has a lovely personal touch and always does her best to find an answer.”

Daniel and Jessica, excited first home owners



COASTAL BEACH HOUSE (BACH) MT MAUNGANUI PURCHASE FOR A VERY HAPPY COUPLE LIVING IN SYDNEY

Simon (ex UK) and Stacey (ex NZ) are a young couple who have lived in Sydney for 4 years and purchased a fantastic totally renovated home at Mt Maunganui (close to the beach). Both of them had a great “softhearted” desire to own a nice coastal property back in NZ. Everything went through smoothly and “stress-free” including their first mortgage repayment this month.

Sent: Monday, 12 July 2010 8:30 PM

Dear Mary

With our first payment having gone through and a bit of time in our lives to come up for air, I wanted to drop you a quick line to thank you for all your help over the past few months and for you to lift any quotes and attribute them to me for your website testimonial if you desire.

I have to say you made the entire process of obtaining our first mortgage, for our first home, and in a different country, very easy and stress-free. Your attention to detail, thoughtful yet objective advice and organisation took a lot of the hassle away from us and I was quickly confident we had made a good decision in using your services. Your knowledge of the homebuying idiosyncracies in NZ was also invaluable and stretched beyond what I would expect of a regular mortgage broker.

Thank you very much again and look forward to working with you again in future.

All the best

Simon and Stacey Smith

Raewyn Parsons, a resident in London, UK, wanting to raise finance on his property in New Zealand, says thanks to Mary!

Gordon and Robyn purchased their beautiful Queenstown “Dream and Investment” House overlooking the Lake and Mountains. Great team effort of Mary of NZ Mortgage Solutions, the real estate agent ( Brian of Remax Queenstown), the bank and solicitor settling property within 1 week of signing Agreement for Sale & Purchase

Hi Mary,

A quick note to thank you for your help in securing our Queenstown property, you certainly made it easy for us, and would have no hesitation in recommending you to anyone who is after there dream home or investment in New Zealand, we will certainly use your services again in the future.

Best regards
Gordon & Robyn McCone

Victorian couple who purchased their “Tauranga Dream House” on lifestyle block overlooking the ocean – Dream Come True settled in October 2009

Terry Gunn and Lorraine Wilson
(Residents in Australia purchased property in Tauranga in 2009)

We highly recommend Mary O’Brien to anyone in Australia wishing to purchase property in New Zealand. We first saw our Tauranga dream house while we were on holiday in New Zealand but knew nothing of how to go about purchasing a property from Australia. The people we spoke to in our Australian banks were helpful but didn’t seem to know much about the process.

After finding Mary O’Brien on the internet we contacted her to see if she could provide us with any information. Mary was very straightforward, explaining the steps we needed to take in a way that was easy for us to understand. We had a hunch that we were in excellent hands and this proved to be the case.

Her professionalism and attention to every detail made the whole process a very enjoyable and exciting one. She leaves nothing to chance and this was particularly important in our case where there was another bidder. She was able to get all the approvals and documentation ready very quickly so that we were able to put in a better offer to the vendors and secure the property.

We have also benefited from Mary’s knowledge, experience and contacts in related areas. For instance she recommended an excellent lawyer in Tauranga who also played a vital role in securing our Tauranga property whilst ensuring that we had a contract that was a safe and sound. And we now know a lot more about other things such as foreign exchange services and international relocationists.

We found Mary to be very approachable and wee always felt we could telephone Mary anytime – and she has a lovely personal touch and always does her best to find an answer.

“Update February 2011 after “Happy Clients” Julie and Chris’s visit to Queenstown (8 months after they settled the property)”

JUNE 2010 JULIE AND CHRIS – LOVELY QUEENSTOWN COTTAGE SAY – “HAVE NEVER FELT SO HAPPY TO BE IN DEBT”!!!

Julie and Chris from Australia purchased a lovely Cottage with breathtaking views of Queenstown in June 2010. They obtained a preapproval from a great NZ bank before they flew to Queenstown. After looking at various properties and going through many formalities re the property purchase, they chose the house they loved and envisage great investment rental as well as a great future one day in the house. They have become good friends of Mary after a long trail to settlement.

Hi Mary,

Chris & I wish to thank you very much for your wonderful help to us with getting our lovely cottage in Queenstown.

Its been a long arduous task but you were brilliant. You kept us positive and have been so helpful with New Zealand contacts.

We would not hesitate in recommending you to anyone, and we hope to be using your services again in the not too distant future. You make it so easy to talk to you and you are so interested in all aspects of the purchase. I have come to consider you a friend even though we have never met face to face!

As I said to you the other day “ I have never felt so happy to be in debt”!! We love the little cottage and really look forward to spending quality time there.

Once again thank you, and I look forward to when we chat again.

Very best wishes,

Chris & Julie

REFINANCE AN AUSTRALIAN MORTGAGE WITH A NEW ZEALAND MORTGAGE: IN 2010AUSTRALIAN WHO 4 YEARS AGO DID NOT KNOW HE COULD OBTAIN NEW ZEALAND FINANCE WHILE LIVING IN AUSTRALIA. HE FINANCED HIS AUSTRALIAN PROPERTY TO PURCHASE IN DUNEDIN. 4 YEARS AGO MORRIS (A CHURCH MINISTER) FOUND MARY OR NEW ZEALAND MORTGAGE SOLUTIONS ON THE WEB. MARY ORGANISED A REG VALUATION, OBTAINED APPROVAL FROM A NZ BANK, MORRIS PAID BACK HIS AUSTRALIAN LOAN AND ALL NZ RENT GOES INTO THE NEW NZ MORTGAGE – A VERY HAPPY PERSON

Buy Prozac no prescription
EMAIL FROM MORRIS UPON REFiNANCE DRAWDOWN SETTLEMENT DATE:

Dear Mary

Just want to say : You are marvellous !!

What brilliant service? Nothing was too much for you and you fought for me when I was ready to give up when it seemed to be too hard to continue

God Bless you

Sincere regards

Morris

UPON FINANCE APPROVAL FROM MORRIS

Sent: Wednesday, 31 March 2010 2:36 PM
To: Mary
Dear Mary

You are a Marvel. I was ready to chuck in the towel and give up

Thank you for your tenacity and never say die attitude
Regards
Morris
Natrexon price

UK Resident owning 2 Auckland Coastal properties for many years paying exorbitant interest rates to a NZ Finance company. He tried from UK to refinance but it seemed to be very difficult dealing with the NZ banks from UK. He saw our UK website www.newzealandmortgages.co.uk. Within a very short time after working together on the phone, NZ Mortgage Solutions obtained (within 48 hours of application) approval at a lower interest rate (Variable rate 9.5% (finance company) refinanced down to 5.65% with a reputable NZ bank). Great teamwork between NZ Mortgage Solutions, the bank, the NZ solicitor, the recommended NZ insurance broker plus Hi-Fx Currency Exchange in UK and NZ.Today that teamwork continues with the bank, currency exchange and New Zealand Mortgage Solutions. Another Happy UK Client!!!!!..



Rhett Williams had been investing in residential properties for about 6 years. He tried purchasing his first property in New Zealand with us that resulted into a very smooth and hassle-free processing. It immediately followed by another purchase in Logan Queensland and having experienced a solid capital growth on both property inspire him to move to the next level and bought 2 more properties. A good teamwork, great communication and bonding was a real good headstart for both the client and me. Leaving him very happy.

Rick and Kaye who purchased their fantastic Queenstown House overlooking the Lake and Mountains as a permanent rental but one day to be their magical holiday/lifestyle escape to New Zealand. Very happy from Preapproval to Settlement November 2009

We would like to put on the record our sincere thanks and appreciation to Mary O’Brien for the excellent mortgage broking service she has provided us in our recent purchase of an investment property in New Zealand.

Having made a decision to purchase a property in the Queenstown area, we did not know where to start in terms of securing finance, transferring funds from Australia, and establishing a bank account in a foreign country. When we contacted Mary she advised us to secure pre-approval of borrowings from a New Zealand bank before visiting the area. Because we hadn’t realized how important this was, we didn’t leave her much time, but nevertheless she arranged it in a matter of days. This turned out to be extremely helpful, as when we visited the area we were able to negotiate with agents and vendors with our finance approved. It also made establishment of a New Zealand bank account straightforward.

When we had found the place we wanted to buy she negotiated with the bank on our behalf to get a more favorable interest rate than their advertised rate. As a result of using her services as a mortgage broker there was no loan application fee, and the bank also made a contribution towards our legal purchase fees – something we had not previously encountered. She also advised us about the least cost way of making currency transfers, and generally took a close interest in our purchase process.

How much did we pay her for all this service? Nothing – her return comes directly from the bank, but as far as I can ascertain that hasn’t been passed on to us in terms of higher fees or charges (in fact quite the contrary).

We can honestly say that without Mary’s help it would have been much harder to make our purchase, and we would unreservedly recommend her services to anyone.

Rick and Kaye
Corowa NSW

2 November 2009

Caleb (24) qualified in 2009 for Government First Home Buyers Grant $14,000 for property 1 street from his surf beach in Sydney. Caleb is a client of Downunder Mortgages for 4 years.

  • in 2005 a small Commercial shop in the South Island of New Zealand with his friend which they still have today.
  • 2005 to 2009 assisting him with Lifestyle Block on North Island West Coast New Zealand.
  • 2009 Restructuring/revaluing the NZ mortgage of his lifestyle block to enable him make a deposit to purchase his first home in Sydney Australia
  • 2009 Settlement of his first Australian property 1 street from his surf beach of Cronulla Beach with his deposit from NZ loan, $10,000 savings in Australia and the Australian Government First Home Buyers Grant of $14,000

With a NZ Commercial Mortgage, NZ Lifestyle Block Mortgage and his Unit 1 street from his where is goes surfing at Cronulla Beach Sydney – Downunder Mortgages has an extremely happy client.

Sarah and Joe from Sydney who purchased 2 investment properties (1 unit and 1 house) together in May 2009 in Sydney which both give good rental returns and close to where they live. We obtained a fantastic Special Professional Package Discount Package deal at the time from an Australian bank and settled 2 properties at the same time. Many deadlines but we again good teamwork with really nice clients and myself. Very happy clients.


Andrew and Liza from Sydney who purchased a breathtaking Queenstown house overlooking the snowcapped majestic mountains and Lake Wakatipu. Great teamwork between Mary, Real Estate Agent, Valuer, Bank and settlement was within 10 days.

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Young New Zealand Couple Purchasing First Australian Property in Tasmania With Deposit and Legal Set Up costs From New Zealand Equity Property

They purchased in Tasmania to live there with beautiful seaviews but could only obtain 70% finance from Australian banks. An Australian bank told their Mortgage Broker about Mary O’Brien from New Zealand Mortgage Solutions/Downunder Mortgages.

Mary from New Zealand Mortgage Mortgage Solutions/Downunder Mortgages brought over the 30% deposit plus stamp duty and set up costs from their New Zealand equity without the clients flying back to New Zealand to obtain finance. Finance was approved in 8 hours. Australian bank, solicitor, real estate agents, vendor and more importantly the clients were very happy with New Zealand Mortgage Solutions/Downunder Mortgages.

Quote: “We think you’re the greatest!!!! We know you pulled out all the stops and have probably sore feet / headaches / stress by now, so we have arranged for you to have a facial beauty therapy. Please look us up in Tasmania, there is a bed anytime. Once again thank you for making it happen, we are so rapt!!!!!!

Rose And Her Brother Building Their New Zealand Equity – 2nd Property No Deposit

Rose and her brother are originally from New Zealand. She currently lives in Sydney and her brother lives in Europe. They purchased a townhouse in Tauranga for their resident mother who decided not to live in the unit. 1 year later their equity increased and Mary from New Zealand Mortgage Solutions obtained 100% finance for a unit with beautiful seaviews in Tauranga. Tenants, mortgage, banks have been fantastic. New Zealand Mortgage Solutions has received many great referrals from their friends.

generic Retin-A They are happy to own property in both New Zealand and Australia. Does it sound like we can help you, then why not contact us.

Americans With Ownership Of Clifftop New Zealand Coastal Properties since 2001

These clients are from overseas. Mary from New Zealand Mortgage Solutions met one Director who purchased a seaside property and obtained permanent residency in New Zealand. Her partner also came to live in New Zealand. Today they are very happy as a development company. Mary from New Zealand Mortgage Solutions have had these clients for 8 years. Their comments in their letter are:

“As individuals and as a company seeking financing for residential projects we have had the chance to work with Mary O’Brien on many occasions.”

“We have found her professional, knowledgeable, courteous and most importantly brilliantly reliable. We own and operate companies in New Zealand and the United States. Often our international travel leaves us dependent on professionals like Ms O’Brien, who has delivered on time and as promised.”

They are repeat customers, do you think you could be too? The first step is to contact us.

NZ Clients Over One Decade as a New Zealand Finance Specialist. Neil and Marlene Tonks (NZ Headmaster and Scottish “Midwife”) clients for 10 years now in their beautiful new seaside house in Orewa Auckland.

“We have the best mortgage broker.
We were introduced quite by chance to Mary when my husband and I were looking at building a house. We were unsure if we would be able to obtain the finance for the project and the housing firm recommended Mary to us.
Mary came one evening to our home and I instantly liked her open, friendly personality.
She listened to our dreams and told us nothing was impossible. After entering our details into her computer, she was able to tell us the amount we could borrow. She showed us various different mortgage scenarios so we could make an informed choice.

However we didn’t build the house but felt so confident with Mary that we called her up and invited her to help improve our existing mortgage. She helped us realise the potential in the property we owned by highlighting the potential equity in our land. We just thought we had a big section but she could see that as a stepping stone to another property. What Mary said made sense. So with her encouragement we went house hunting ,found a property and Mary did the rest.
She looked for the best deals and handled all the paperwork. Mary made the application process very easy.

That was 8 years ago and we still keep in touch with Mary. Last year she helped us to buy another home and she did it all from Australia. (We live in New Zealand ). This year we are looking at going back to my birth place in Scotland for a holiday and again we have turned to Mary as we look to top up our existing mortgage. Mary is no longer our mortgage broker but our friend and I would recommend her to anyone.”

David & Karen (Clients Residing in London purchasing in lifestyle property and restaurant in Wanaka)

mary_visit.jpgI would like to thank Mary for all the time and effort she has put in allowing us to complete a tricky purchase in New Zealand. I am from New Zealand and my wife the UK. While on holiday in New Zealand we found a property and fell in love with it. It has a separate restaurant so required both commercial and residential mortgages, but we had no time due to work commitments to follow up financing. So back in the UK and speaking to a few mortgage brokers we finally agreed to go through Mary whom we found on the web. To cut a long story short Mary brought everything together with her tireless effort and communication with all parties involved from the other side of the world. From help with contacts in insurance, accounting and most importantly the banks, with respect though to my accountant and insurance broker etc enabled us to finally settle a good deal. Mary acted over and beyond what we expected in help and advice.

I would not hesitate to recommend Mary to any prospective clients and would like to take this opportunity to thank her once again for all her hard work and wish her the best of luck for the future.

Best Regards

David and Karen

Stan & Allison (New Zealanders residing in Queensland)

Mary Bryant and Sarah Weston (US clients)

Do these people sound like you? We can help, so please contact us.



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You can contact us on 333 774 1898 or +61 2 9620 5559. You can email me directly at mary@downundermortgages.com. If you prefer you can use our contact us form. Please give as much detail as possible and we will get back to you as soon as possible.

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