Kangaroo on Beach Sydney Opera House Vivid Winter Lights Festival Man swinging rope Sydney Harbour With Australian Dollars Mining Opal Strip Coal Mining Coal Train Bright Summer Colours Canola Field Australia Happy Spring Kangaroo Mary and a Kangaroo on Australian beach

Overall it is a celebration time. The banks are extremely competitive right now particularly with Fixed Rates. This year the banks have increased all investment mortgage interest rates (on average .25% above owner occupied homes).

This has been reflectance on APRA regulations to banks. The Reserve Bank continues to hold the variable rate. Rental Demand continues in Sydney due to unaffordability to purchase a home, increased people immigrating to Australia and not enough new construction.

Job Opportunities – unemployment rate in October 2015 was 5/8% which is a decrease of 0.2%. Latest Core Logic property values report December 2015 of the 5 Capital City values are up 8.39% in past 12 months. Average for the past 12 months for Melbourne $711,520 up 8.14%, Brisbane $504,390 up 3.14%, Adelaide average $451,830 up 0.77%, Perth average $611,333 down -0.33% and finally Sydney average $876,750 up 14.16%.

Australia is a very outdoor sporting country from school age to retirement and Australians enjoy a comfortable family lifestyle. Many Australians are looking for a good deal from the banks/lenders currently. Downunder Mortgages can work with you to find the good deals and the customer friendly bank/lender for the new finance or revising your existing loan from a choice of 35 banks/lenders on their panel.

Mary from Downunder Mortgages has helped many different Australia residents and nonresidents obtain preapproval and given people confidence. Their confidence begins firstly referring to the website (Case Studies and information) to see the truly Happy Clients!!

Contact Mary of Downunder Mortgages for assistance in finance.


Contact Mary of Downunder Mortgages for assistance in finance.

Australia Finance For British Living In UK or Emigrating - How Can We Help You?

New Zealand Mortgages

Mary O'Brien sets out to help British people achieve a life’s ambition of owning property or investing in a great property asset 'Downunder'.

Mary O’Brien is uniquely positioned to help the British obtain finance. Accredited with 35 Australian banks/lenders and 12 New Zealand banks/lenders, Mary specialises in assisting the British with Australia and New Zealand finance. A move to another country is never easy, especially when selling and buying a home. Before leaving UK, or if you live in UK (as an investor), Mary can obtain a bank letterhead pre-approval for an Australian or New Zealand property. It gives you, the buyer, the confidence and comfort in knowing just how much you can borrow and is usually valid for 90 days.

Mary herself, moved to Australia from New Zealand 10 years ago. Being a frequent visitor to UK and married to a Brit, Mary understands the ups-and-downs, the twists-and-twirls of establishing ones-self in a new country like Australia. Mary has that special understanding of what it is like to be British living abroad. She is delighted to be in a position in being able to assist British people in their antipodean adventure Downunder.

To read the latest financial, real estate and lifestyle news in Australia, checkout our newsletter.

UK Residents Investing In Australia

Research conducted by Travelex in UK shows many interesting aspects about British looking at Australia and also New Zealand as the 2 most popular countries in the world to visit, invest or immigrate to. For investing they look at:

  • Location of diversified quality locations with favourable exchange rate with the pound to Australian dollar
  • Location for lifestyle of investment properties and world 'hot spots' for holidays abroad
  • Read more about Buying property in Australia

Home Loan Calculators And Currency Converters For New Zealand

As a customer from the U.K. looking for mortgage help in Australia, we want to provide you with the easiest process possible. We have a Home Loan Calculator and Currency Converters for your use. It allows you to see in an instant your repayment plan and how much you will pay in interest. You can even determine the impact of any extra repayments.

Explore Australia

Downunder Newsletter

Everything you need to know if you thinking of buying real estate in Australia. Updated each month.

Click here to view the newsletter

Why British Want To Immigrate To Australia

According to the research the main reasons for this are:

  • 60% wanted Better Quality Life
  • 33% Better Job Prospects then a certain percentage said because of Britian being in a bad economic condition.
  • Read more about Buying property in Australia

I Want An Australian Mortgage - Where Do I Start?

Getting an Australian mortgage from the U.K. can be confusing. We ease that by providing you with a check list. Our goal is that this will help you begin to understand the process.

We also recommend reading about Australian home loans and our case studies as an example of the wide range of people we have helped in the past.

Our Part in the Process:

  • We are able advise you while you are in the United Kingdom.
  • We help you during the procedure when you visit Australia.
  • We are more than willing to help enable unconditional approval from a reputable bank/lender
  • We ensure help for U.K. clients from the solicitor, the bank and the real estate agent.  All work together as a team to assist towards a settlement of your property.
  • Visit our useful links page for important websites you will find useful.

Contact Us

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You can contact us on 333 774 1898 or +61 2 9620 5559. You can email me directly at mary@downundermortgages.com. If you prefer you can use our contact us form. Please give as much detail as possible and we will get back to you as soon as possible.

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